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Micro Health Insurance in Rural Cambodia: An evaluation
of the impact on the stabilization of incomes and enhancement of
agricultural productivity and asset accumulation
| Principal Investigators: |
David I. Levine, University of California – Berkeley, USA
Nhong Hema, Royal University of Phnom Penh, Cambodia
Ian Ramage, Domrei Consulting, Cambodia
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Problem & Objective
The world’s rural poor have the highest risks of ill health
and the lowest rate of health insurance. The result is that injuries
and illnesses – and the resulting loss of income and health
care expenditures – often push households into poverty and
lead them to sell productive assets. This evaluation will provide
the first rigorous evidence on the effectiveness of micro-health
insurance on the ability of the rural poor to protect their economic
well-being and livelihoods while maintaining access to quality healthcare.
Research Context
The research will conduct a randomized controlled trial of the GRET/SKY
micro-health insurance program in rural Cambodia. The SKY program
aims to provide protection from catastrophic health expenses, while
at the same time encouraging use of public health facilities that
meet quality standards.
Policy Relevance
The proposed project gives Cambodia, and policymakers around the
world, the ability to test a promising method of increasing utilization
of health car services and preventing descent into poverty. The
SKY program is an element of the Master Plan for Health Insurance,
which aims to guarantee the health of the population and protect
them from the negative economic consequences of health shocks.
Publications
Trip Reports
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